When it comes to investing what is the usual

Being an investor is tricky these days. Hardly anyone is predicting market Armageddon, when it comes to investing what is the usual this is not the “get rich quick” era. The word on Wall Street is: Prepare for lousy stock and bond returns for years.

This is the key debate today on Wall Street. It was the headline of the Jill on Money podcast Friday. You have three main options in this environment. What you do comes down to how much risk you want to take. Any basic building block of a portfolio is going to give you lower returns” in the next fives years, says Seth Masters, chief investment officer at Bernstein. To get high returns going forward, you have to take your risk level up.